Open a bank account in a few minutes

Opening a bank account with N26 takes an average of 8 minutes. During this time, we will ask you for certain basic information and will verify your identity.

Can I open an N26 account ?

N26 Bank allows the opening of N26 accounts in the following countries: Germany, Austria, Belgium, Denmark, Spain, Estonia, Finland, France (not available for residents of DOM / Tom), Greece, Ireland, Iceland, Italy, Latvia , Lichtenstein, Lithuania, Luxembourg, Norway, Netherlands, Poland, Portugal, Slovakia, Slovenia, Switzerland, Sweden.

In order to build even stronger foundations for the future of our business, we are currently focusing on customer experience, our product offers and our internal processes.

Given the high demand concerning N26 digital banking services, we temporarily limit the number of new accounts that we offer each month.

Update: 12th seven. 2023 12:00 p.m

• Open markets For standard and premium accounts : Germany, Austria, Belgium, Denmark, Spain, Estonia, Finland, France, Greece, Ireland, Iceland, Latvia, Lichtenstein, Lithuania, Luxembourg, Norway, Netherlands, Poland, Portugal, Slovakia, Slovenia, Switzerland & Sweden
• Open markets For only premium accounts : n / A
• Country where the opening of an account is not currently possible: n/a
• Closed markets: Italy

If you meet the necessary conditions, you can open an N26 account. Please note that all the features and services offered by N26 are not available in all countries.

If you already have an N26 account and move for 18 months or more in an unrealized country (list above), please contact our customer service.

Open a bank account in a few minutes

You want to open a bank account with a bank you will like ? N26 is made for you. Send, receive and manage your money on your N26 mobile application. You can open the bank account of your dreams in a few minutes directly from your smartphone, without paperwork or queue.

Find the bank account that suits you

N26 offers different bank accounts for different needs. The standard N26 free bank account will suit those who want essential banking services and a virtual card. The N26 Smart account also offers a free physical card and budget management tools. With the N26 You account, you access a set of travel insurance. The N26 Metal account also offers daily insurance and an elegant metal card.

The free bank account* with its virtual bank card

Virtual bank card

The bank account that allows you to better manage your daily money

5 colors available

The Premium account and bank account for daily life and travel

5 colors available

The new generation premium account and its metal bank card

3 colors available

Enjoy a virtual or physical mastercard debit card

The Mastercard debit card is accepted worldwide and does not charge any commission on your transactions abroad. Securecode authentication also provides incomparable security.

Instant transfers

Send or receive transfers 24/7 and feed your account in a few seconds thanks to instant transfers and payments. Send money easily and instantly to your N26 contacts with Moneybeam.

Your virtual card

Associate your card with Apple Pay or Google Pay to start paying with your smartphone as soon as you open your account without having to wait for your physical card reception.

Budget management tools

Between real -time notifications and detailed statistics of your expenses, you have all the tools to help you manage your budget.

Put aside with spaces

Give your dreams a little space. With an N26 Premium account, you can create up to 10 spaces to help you put aside for all your projects. Give a name to each of your spaces and pour your savings at your own pace in a few clicks.

Share the bill without headache

Want to have a good time with friends without taking the lead when it comes to setting the note at the end of the evening ? Discover our Share the note functionality. Select a payment from your transaction list and ask your friends money directly in the N26 application. Practical, no ?

Frequently asked questions

How to open a bank account ?

To open a bank account with N26, simply have a smartphone and your identity document at hand. Then download the N26 mobile application or connect to the website on your computer and follow the instructions displayed on the screen. We will then make a call to check your identity. When everything is in order, your bank account is immediately operational.

How long does it take to open a bank account ?

Opening a bank account with N26 takes an average of 8 minutes. During this time, we will ask you for certain basic information and will verify your identity.

What do I need to open a bank account ?

To open a bank account with N26, you must meet the eligibility criteria. If you are eligible, log into the online customer area or on the N26 mobile application. Opening a bank account only takes 8 minutes and is done without paperwork. For more information on how to open a N26 bank account and the list of documents required, visit our center support.

How old should you have to open a bank account ?

You must be at least 18 years old to open a bank account at N26

Can I open an online bank account ?

Opening an online bank account with N26, it’s simple as hello. Go to the App Store and download the N26 application. Choose your account and check your identity via a phone call. Once your device is synchronized with your account, you can immediately start using it !

What documents are required to open a bank account ?

To open a bank account with N26, you must have an official identity document such as a passport, an identity card or a residence permit. Do not worry, no other paperwork is required ! We check your identity during a short call. You will also need a smartphone and reside in an eligible country.

How much is the opening of a bank account ?

The standard N26 bank account is free to open or account. The N26 SMART bank account is € 4.90 per month, the N26 you is € 9.90 per month and the N26 Metal account at € 16.90 per month, with a 12 -month commitment period. At N26, there is no obligation to deposit or income to open a bank account.