Boursorama auto credit, a choice of choice?, Make a car loan with Boursorama – borrowed

Finance your car with Boursorama

Auto credit over 12 or 24 months offered by Boursorama is interesting but involves important monthly payments. Above all, it will only be granted to individuals that may justify significant financial guarantees. The stock market credit € 10,000 is, however, interesting – and undoubtedly more accessible – on reimbursement periods between 36 and 60 months. It is however difficult to design an account opening without looking at the rate or acceptance on the part of the online bank. Boursorama narrows its field of action by not offering car credit to non -customers. We are very far from the offers of major credit organizations (French Auto Credit, Cofidis, Cetelem, Sofinco, etc.)

Boursorama auto credit, a choice of choice ?

Boursorama auto credit


Boursorama offers an auto credit solution at advantageous rates. Nevertheless, in order to be able to benefit from it, you have to hold a Boursorama bank account for at least three months. Let’s take a closer look at the Conditions and Rates of the Boursorama Auto Credit.

Boursorama auto credit: which can benefit from it ?

Boursorama auto credit

Only customers of the online bank holding an account for at least three months have been eligible for self -employment credit, as is the case for many banks (See Auto Credit Crédit Agricole or Auto LCL credit). It is more precisely by requesting a personal loan that customers can finance their car project at Boursorama. Without proof of use of funds, credit car credit allows you to buy both a car and a motorcycle, a caravan or even a motorhome. Let’s look in detail the conditions of the self -employment credit.

The conditions of the stock market stock market

We cannot therefore obtain a response in principle for a self -employment credit without being a bank customer. The online credit simulation as a non -customer indicates a fixed TAEg rate of 1.95% for each amount/duration. The bank also displays a loan of 10,000 euros at the fixed TAEG rate of 1.95%, over 12 to 60 months. A turn on our comparator connected to the best organizations makes it possible to find that this rate is rather competitive.

For a new car credit € 10,000 over 24 months Fixed taeg rate Monthly Total credit cost
Best credit organization 1.70% € 424.03 € 176.72
Purse 1.95% € 425.10 € 202.00
For a new car credit € 10,000 over 60 months
Best credit organization 3.35% € 181.02 € 861.20
Purse 1.95% € 174.90 € 498.80

Auto credit over 12 or 24 months offered by Boursorama is interesting but involves important monthly payments. Above all, it will only be granted to individuals that may justify significant financial guarantees. The stock market credit € 10,000 is, however, interesting – and undoubtedly more accessible – on reimbursement periods between 36 and 60 months. It is however difficult to design an account opening without looking at the rate or acceptance on the part of the online bank. Boursorama narrows its field of action by not offering car credit to non -customers. We are very far from the offers of major credit organizations (French Auto Credit, Cofidis, Cetelem, Sofinco, etc.)

Boursorama auto credit: difficult rates to verify

We are unable to check the rates displayed by Boursorama for its car credit. The observation will be the same for any individual having no account at the online bank. The personal loan simulator made available on the site tells us a fixed TAEg rate of 1.95% on all amounts, whatever the reimbursement period. We have already seen it in our online banking credit study: Rather, you have to turn to specialist organizations in order to obtain a cheap car loan. Our auto credit simulator offers to make a request without commitment, before obtaining one to three immediate responses. The time saving is not comparable. We must forget Boursorama for a quick online credit. Online loan solutions offered by specialists (see Sofinco Auto Credit) are unbeatable on the issue of speed.

How to get a stock market credit

Boursorama auto credit

The Taeg rates offered by the group to its credit simulator attract attention. Let’s look at the steps to be respected in order to obtain a financing proposal.

  • Perform the request for online car credit or from the application, by entering the desired amount and the optimal reimbursement duration.
  • Boursorama provides a first response in immediate principle.
  • The request for a car loan is validated in a second step, within 48 hours, after studying the file.
  • Once the credit supporting documents are made available to Boursorama, the online bank is able to permanently validate car credit.

Boursorama also reserves the right to request more details concerning the car loan project.

It is best to get closer to the bank upstream before opening an account for the sole purpose of obtaining a stock market credit. It would be a shame to open an account and wait three months to finally receive a negative response.

Our opinion on the Credit Auto Boursorama

Boursorama car loan

The stock market credit is displayed at advantageous rates but has only been reserved for customers holding an account for at least three months. We realize that the group’s consumer credit is only present to complete its offer, as is the case for the majority of players in this market (credit Hello Bank, Monabanq, Bforbank, …). An online bank customer can absolutely hope to obtain a good rate for their car loan.

Go through a specialized organization for its request for new or used car credit facilitates the steps. Our comparator not only guarantees the best market rate but also up to three immediate responses. It is the easiest and easiest way to obtain car credit at the best rate.

Reminder of the law: Any auto credit grants a 14 -day withdrawal period.

Written by Johann Clisson – Updated on 03/28/2023

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comparator-credit

Find immediately the best rate ! More than 10 organizations compared free of charge on the fixed TAEg rate for any request of 5000 to 40,000 euros. Detailed conditions accessible here

Finance your car with Boursorama

CREDIT AUTO BOURSORAMA

You want to change your car, buy a motorcycle, or offer you a new or used motorhome ? THE Boursorama auto credit Allows you to pay your engine vehicle by benefiting from a competitive auto credit rate and reimbursement methods adapted to your situation.

Bungerama Banque, credit solutions at competitive prices

Boursorama Banque is an online bank that offers secure services among the cheapest on the market. It adapts to the needs of its customers. Elected the cheapest bank in 2016 as well as the previous 8 years, Boursorama offers consumer credit formulas at very comfortable consumer credit rates. You can subscribe a Boursorama car loan and benefit from tailor -made services for the financing of your projects.

Boursorama auto credit, choose your loan formula !

To finance the purchase of a new or used vehicle, you can take out a stock market credit. This is a personal loan benefiting from one of the most competitive rate on the market. Processing your request is fully online, no file fees are requested. You can get a loan of up to € 30,000. You can also opt for a rental contract with purchase option, which allows you to rent your vehicle for a fixed period in advance. At the end of your contract, you become the owner of your vehicle. If you choose a renewable credit, you benefit from a sum that is reconstituted with each refund and which you can have again.

Take advantage of our car credit expertise !

from 0.90% over 12 months (3)