The professional account in Luxembourg | BGL BNP Paribas, Open a pro account – Ribas

BNP my pro accounts

The essential current account that you choose à la carte with the help of your advisor, offers you flexibility and maximum personalization degree.
The all -inclusive professional bank account: it’s easy, transparent and unsurprisingly !
You benefit :

The professional account in Luxembourg

Discover all the flexibility of an à la carte bank account that supports you daily for your professional activity in Luxembourg.

Which bank to choose for your professional current account ?

You have just finished your studies and you want to settle in a liberal profession ?
You have a project and want Create your business ?

You need of a professional current account with a Luxembourg bank for:

  • Create your company;
  • Pay the rent of your future establishment;
  • Equip you;
  • and start your activity.

Support for our business centers

As a professional customer, you benefit privileged support within our Business centers specially dedicated to SMEs and liberal professions, guarantee of tailor -made support.

An advisor dedicated to your listening

Votre BGL BNP Paribas advisor is a real partner who listens to you. His expertise will guide you for The opening of a current account (1) tailor -made and adapted to your needs.

A professional current account that adapts to your needs

We have several professional offers To guarantee optimal daily management according to your profile, activity and needs.

Choose the formula that suits you with the help of your expert advisor.
It is composed as follows:

  • the “essential” offer, products and services essential for Basic daily management for your activity ;
  • the “freedom” offer, products and services complementary and optional to choose according to your needs.

The “essential” PRO offer for all your daily operations

The essential current account that you choose à la carte with the help of your advisor, offers you flexibility and maximum personalization degree.
The all -inclusive professional bank account: it’s easy, transparent and unsurprisingly !
You benefit :

  • one or more current accounts For your daily management, available in 11 different currencies;
  • of a Access to webbanking for private (2) on desktop, smartphone and tablet (Android/Apple);
  • access to Multilanine (2) (online bank);
  • of the Electronic extracts available online ;
  • an extract of paper/month included (3);
  • of a free species payment card for free On request, which allows you to make your deposits to our distributors;
  • of Free separate separate transfers (4);
  • of cash withdrawals To manage the daily life if you subscribe to a Visa Debit card in Libertés offer (5);
  • of 4 quarterly orders / account.

Good to know

Do you know that you can take advantage of a reserve of money on current account if necessary?

There OPTILINE credit line (6) or an advance advance (6) corresponds to an authorized overdraft from which you can draw according to your needs. It allows you to dispose freely and at any time of the amount agreed in your contract.
Refunds are based on the formula agreed with your advisor but you only pay interest in the amount actually used.

The professional “freedom” offer to exercise in all serenity

With the BGL BNP Paribas Pro Libertés offer, you are free to add the options of your choice (1) to your professional bank account.

Add bank cards for liberal and independent professions (1) (5):

  • The DEPIT VISA DEPIT CARD: Allows you to make your online purchases and in all shops as well as to withdraw money from Luxembourg and around the world, in immediate debit.
  • Visa Classic credit card : an international deferred payment method accompanied by insurance in the event of death and disability.
  • Mastercard high -end credit cards: Gold, Platinum or Elite.

Bank cards for companies (1) (5):

  • there Debit Flow rate card: Allows you to make your online purchases and in all shops as well as to withdraw money from Luxembourg and around the world, in immediate debit
  • there Business Visa card : is an international deferred payment method accompanied by insurance in the event of death and disability.
    It is attached to the account of your company and allows you:
    – payment of your professional costs or those of your employees without advance of personal funds;
    – Money withdrawals all over the world.

Good to know

Our credit cards offer certain insurance and conditions assistance such as for example (8):

  • cancellation or interruption of travel;
  • the missed departure and/or flight delay;
  • loss, delay in delivery and theft of luggage;
  • accidents abroad;
  • medical assistance and medical costs;
  • Internet purchases;
  • the rental car;
  • golf equipment;
  • winter sports;
  • professional equipment;
  • and concierge services available 24/7.

Your daily bank

Simple and fast ! Make an appointment with one of our advisers to open your account.

Your frequent questions

  • icon faq question

Can I open several current accounts ?

With your essential current account you can open one or more current accounts in one of the 11 currencies offered.

icon faq question

How do you open a professional account ?

For the opening of a professional account, the activity and the nature of the account must be eligible for the conditions for opening a professional account within BGL BNP Paribas. Different documents and supporting documents will be necessary. Contact your future advisor to find out more and make an appointment.

(1) Offer subject to conditions and subject to acceptance of your file by the bank.
(2) The Luxtrust certificate must be acquired separately. The price grid can be viewed on Luxtrust.read
(3) For any additional extract, the postal pricing in force will be applied.
(4) More details on the number of electronic sepa transfers included in our professional essentials in p.21 and p.8 of our price guide
(5) In the Global BNP Paribas (Global Network) and its partners (Global Alliance), cash withdrawals with credit cards are at the same price as the national rate (see details on BGL.read). Withdrawals and payments with credit cards are subject to exchange costs when the operation is in currencies or is carried out outside the EU zone. The exchange fees applied to the withdrawals of currency other than the euro are calculated on the basis of the daily visa or mastercard course of a commission (called Mark-up Fee).
For withdrawals with the Visa or Mastercard credit card, the costs linked in the advance of funds (for withdrawals in euros or in foreign currency) remain applicable. Costs of 2.50 EUR + 2 % of the amount deducted/withdrawal.
(6) Offer subject to conditions and subject to acceptance of your file by the bank. The amount of the overdraft is subject to the application of a debtor interest rate (see conditions in business center).
(7) Only for natural persons and exclusion of the following cards: Debit visa, Business visa
(8) This section is not exhaustive and under certain conditions. For more information, please refer to “insurance” publications.

BNP my pro accounts

Free pro spirit

Take advantage of all the banking services necessary for your daily management

  • Account management
  • Business card
  • Overdraft facility
  • Access of your accounts remotely
  • Means of payment insurance

Chest rental

Protect your goods

How subscribe ?

In agency

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For more information

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We offer you also

Business card

A card that adapts to your situation to meet your needs

Chest rental

Protect your goods

Did you find
what you were looking for ?

We offer you also

Free pro spirit

Take advantage of all the banking services necessary for your daily management

Business card

A card that adapts to your situation to meet your needs