Samsung Pay: What online bank is compatible in 2023?, Bank compatible with Samsung Pay: List of up -to -date compatible banks!

Bank compatible with Samsung Pay: Panorama in France

In practice, a certain number of conditions must be met to be able to use this Samsung mobile payment service. Above all, you must open an account in a bank compatible with the Samsung Pay mobile payment. You must then get a latest generation Samsung smartphone, knowing that this mobile solution was born in 2018. Among the latter, you must therefore favor a Samsung Series A, S, Note 9 or note 8. The application is also compatible with some smartwatch models such as Galaxy Watch, Gear S3 and Gear Sport.

Samsung Pay: What online bank is compatible in 2023 ?

Samsung Pay is a mobile payment solution that arrived on the French market in 2018, a few months before Google Pay. It allows holders of a brand smartphone to pay their purchases with their mobile. This is the same principle as Apple Pay (for iPhone) or Google Pay (for Android devices).

Having a Samsung smartphone is not the only criterion to take advantage of Samsung Pay. Your bank, which has issued your bank card, has also established a partnership with the electronics giant. It is only under this condition that you can record your CB on the dedicated application of the phone – which will then allow you to serve as an alternative to your physical card.

Samsung Pay

List of online banks compatible Samsung Pay

Samsung Pay works on the same principle as an Apple Pay or Google Pay. It is today the only mobile payment solution that is compatible with Korean smartphones, so it is not in competition with others. To use Samsung Pay, you will need to record your bank card on the dedicated application (Wallet).

As you will see below in the list of Samsung Pay compatible banks, few French players have started. In the past two years, there have been no big news. Mobile payment always concerns a small part of all transactions and Apple Pay represents an archi-majority of them. Samsung Pay therefore remains a very marginal player in smartphone payment in France.

Samsung Pay online banks:

  • Balance Bank
  • Fortuneo Bank

Simplified bank accounts that support Samsung Pay:

Samsung Pay compatible cards:

  • Ticket restaurant
  • Apetiz

Traditional compatible banks Samsung Pay:

Samsung Pay Banks Compatible

  • The postal bank
  • BCP Bank
  • Savoy Bank
  • Popular bank
  • Savings bank
  • Agricultural credit
  • Crédit Cooperative
  • Credit North

While Apple Pay is now available at almost all banks in France, this is not the case with Samsung Pay. The Korean seems to have highlighted the acquisition of new banks on from the pandemic. About twenty establishments today allows you to take advantage of the solution. The first two online banks in France, Boursorama Banque and Fortuneo, are compatible.

How Samsung Pay works ?

Samsung Pay is a payment solution that allows you to pay your purchases directly with your smartphone. To do this, you must have one of the latest compatible phones at Samsung (Galaxy Note 8, note 9, note 10, Galaxy S10E | S10 | S10+, Galaxy S11 | S11+| S11 Ultra, Galaxy S9 | S9+, Galaxy S8 | S8+ , Galaxy S7 | S7 Edge, Galaxy A9, Galaxy A8, Galaxy A7, Galaxy A6 | A6+, Galaxy A5 (2017), Galaxy A40, Galaxy A50 and Galaxy A70), Galaxy S20, S21, S22 and the latest Galaxy S23 S23 are compatible with Samsung Pay.

If you have one of these models, your bank will also have to be compatible with Samsung Pay. You must therefore refer to the list above to see if your establishment has established a partnership with the Korean to authorize its customers to record their bank card on their phone. However, you should know that the bank details are encrypted, and that they are not stored on the phone, nor on a server.

Samsung Pay

If you have all the items to be able to use Samsung Pay, you just need to record your bank card figures on the dedicated application of your Samsung phone. From then on, you can use the smartphone as an alternative to your bank card. You no longer need to transport it everywhere. This concerns your purchases that are made with traditional physical traders as well as on web applications of partners who offer payment by Samsung Pay.

In traditional physical shops, payment by Samsung Pay is accepted wherever there are payment terminals with “contactless”. Indeed, payment goes through NFC technology, it is therefore enough to bring your Samsung smartphone closer to activate and validate payment. However, the transaction will be validated only when the user has authenticated by facial recognition or the fingerprint on his smartphone.

No amount of amount on Samsung Pay

By default, contactless payment with a card is limited to 50 euros maximum for security reasons. Regarding Samsung Pay, there is no amount of amount since there is a double security during the transaction: users must confirm their identity with the digital imprint or facial recognition, which does not can’t be usurped. It is for this reason that transactions via Samsung Pay are more secure, without taking more time. The payment limit is that of the physical card itself in itself.

If Apple Pay has managed to make its nest on the French market, establishing collaborations with the main banks and online banks, Google Pay and Samsung Pay are late. However, it is necessary to qualify this observation since the last two arrived almost 2 years after Apple on the French market. It is therefore very likely that in the coming years, other online banks become compatible with Samsung Pay.

To enter the banks, Samsung Pay has a challenge: indeed, for each transaction which is carried out by this mobile payment solution, the bank must donate a small commission to the Korean – which is not without frustrating them. It is for this reason that Apple Pay took a long time to set up in France, and that banks are reluctant to these solutions. As a world leader in smartphone, Samsung will however succeed in establishing agreements with all banks.

Samsung Pay, in front of Google Pay

There are three major mobile payment solutions: Samsung Pay, Apple Pay and Google Pay. In fact, they are not really competing since each responds to a given smartphone type. As a leader in the world of smartphones, Samsung obviously has a card to play with its payment solution which, in the long term, could generate significant income from it.

If Samsung is not yet in a hurry to develop on the French market, it is because the market is still at its beginnings. However, the health crisis has exploded the use of mobile payment: it is without physical contact, which is appreciated by all. The online bank is developing exponentially, and it is also they will support the development of mobile payment.

Today, in online banking, Boursorama and Fortuneo are the only two establishments to accept Samsung Pay. These two are quite pioneers on the mobile payment slot since they are also the only ones to have opened up to Google Pay. Other online banks like Hello Bank! Who has not yet accepted Samsung Pay, or Bforbank, Ing and Monabanq have not yet been done there. On the other hand, Apple Pay is already present in these banks.

For those who want to know more about the operation of Samsung Pay, there are several possibilities: either you ask customer support for a bank (or online bank) compatible with Samsung Pay. For those who prefer to consult online help, it is possible to go to the Korean manufacturer’s website to discover information on this mobile solution.

Mobile payment, an activity that develops

Today, Apple, Google and Samsung are developing mobile payment. If the banks have so far been reluctant to this type of transactions (because they must donate a commission to the technology giants), they find themselves a little forced to get into it due to the pressure of their clients. The pandemic was a strong growth vector: mobile payment is a contactless payment solution and therefore more hygienic. If you have a Samsung device and you want Samsung Pay, you will have to put your bank pressure for it to evoke this point.

Bank compatible with Samsung Pay: Panorama in France

Bank compatible with Samsung Pay

You want to have the list of Banks compatible with Samsung Pay ? You are in the right place �� ! Samsung Pay is a booming mobile payment solution that was born towards the end of the years 2018.

Operating on the same principle as Google Pay and Apple Pay, Samsung Pay technology allows you to pay for purchases via your smartphone. No need to take out your bank card. To take advantage of this payment solution, you must have a latest generation Samsung phone and open a bank account in a bank that offers this service.

What is Samsung Pay ? What are the banks compatible with Samsung Pay ? What is the best online bank compatible with this Samsung wallet ? Which neobank offers mobile payment Samsung Pay ? Which smartphone to choose ? What are the opinions of users with Samsung Pay ? Which bank compatible with mobile payment Samsung Pay Choosing ?

Our detectives have gone around the web to find the answers to all these questions.

What are the banks compatible with Samsung Pay technology ?

Banks compatible with Samsung Pay technology are:

  • Agricultural credit
  • Caisse d’Epargne
  • Credit North
  • Purse
  • Fortuneo
  • Aumax for me
  • Lydia
  • My French Bank

To take advantage of this mobile payment solution, you must open a current account in a bank compatible with Samsung Pay. Unlike Google Pay or Apple Pay, the South Korean Wallet is even less present in France. However, there is a slight increase in the number of banking establishments that offer the Samsung Pay service in their offers.

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�� What are the traditional banks compatible with Samsung Pay ?

Traditional banks compatible with Samsung Pay are:

  • Agricultural credit
  • Caisse d’Epargne
  • Credit North

Thanks to the Samsung Pay mobile payment technology, the latest generation Samsung smartphone users with a compatible bank account can make their purchases without using their bank card.

Traditional banks compatible with Samsung Pay

To take advantage of the advantages of this service, simply open an account in a bank compatible with Samsung Pay. Here is a list of the main traditional establishments that offer this mobile payment technology:

  • Agricultural credit : the collaboration between the Crédit Agricole group and the South Korean Samsung giant started a few years ago. Active in the sector since 1894, Crédit Agricole is one of the first banking players in France and Europe. This historic bank opens today to new horizons with the new Samsung Pay Mobile Payment System. The offer is reserved only for holders of a Mastercard Crédit Agricole card.
    In addition to being completely free, this service is highly secure.
  • Savings bank : Make way for a new era for the Caisse d’Epargne. Since its creation in 1818, it has continued to innovate and has now embarked on digitalization by offering its customers the Samsung Pay Pay. To carry out a transaction, simply open the dedicated application, then activate the biometric function and finally bring the phone closer to the merchant’s payment terminal (TPE).
  • Credit North : This bank is part of the Société Générale network. It was created in 1848 and has continued to modernize. Like her competitors, she now goes to digitalization by collaborating with Samsung and other players in the sector. All customers with a compatible Samsung device and a visa card can take advantage of the Samsung Pay service, knowing that it allows both online and in stores.

Aside from traditional banks, Samsung Pay also became interested in online banks due in particular to their offers accessible to the greatest number. This represents a real boon for the South Korean to propel Samsung Pay to the front of the stage.

�� What are the online banks compatible with Samsung Pay ?

Online banks compatible with Samsung Pay are:

Since their advent, online banks have made major changes in the banking sector. They attract more and more customers thanks to their attractive prices and their ease of access. In addition to interesting welcome and free welcome offers from the majority of their services, they have their own mobile applications to facilitate the daily life of customers. Today, the collaboration of Samsung with online banks is only at its start.

Online banks compatible with Samsung Pay

If you are looking for a bank compatible with the Samsung Pay mobile payment, the following online establishments may suit your expectations:

  • Balance Bank : Société Générale’s subsidiary, this online bank is one of the pure players. Since its creation in 1989, Boursorama has continued to seduce customers by offering various offers without income condition. It is also considered to be the cheapest bank on the market. The fruitful collaboration with Samsung will only strengthen its position. Boursorama has 4 offers, including Kador, Welcome, Ultim and Ultim Metal. Only the latter is billed at € 9.90/month. The others are free.
  • Fortuneo Bank : Founded in 2000, this online bank is a subsidiary of the Arkéa group. It is one of the most accessible platforms thanks to the free number of its services. In addition to a welcome bonus, it has a free and unreserved offer (FOSFO) offer and two high -end offers accessible from € 1,800 in net monthly income.
    Collaboration with Samsung further facilitates the daily life of customers thanks to the new contactless payment system.

After online banks, Samsung also became interested in neobanques. The latter revolutionize the banking sectors by offering ever more attractive services.

�� What are the neobancs compatible with Samsung Pay ?

The neobancs compatible with Samsung Pay are:

  • Aumax for me
  • Lydia
  • My French Bank

With the dazzling success of electronic smartphones and tablets, neobancs flourish on the web and embrace a large part of the market. We can say that these 100% mobile banks have put the sticks in the wheels of traditional establishments and online banks. Today, they have their place in this very competitive sector. The collaboration with Samsung will open new opportunities to them even if they are still rare to embark on this adventure.

Neobancs compatible with Samsung Pay

To help you choose the best neo -bank compatible with mobile payment Samsung Pay, here are the details of the main offers on the current market:

  • Aumax for me : Subsidiary of Crédit Mutuel Arkéa, this neobanque was born in 2017. Accessible free of charge and without income condition, it is talked about thanks to an interesting cashback offer and its various innovative services. Virtual assistant, account aggregator, concierge service, she attracts more and more customers thanks to her various mobile payment solutions.
    Beyond Apple Pay, Google Pay, Garmin Pay, Paylib or Fitbit, Aumax for me is also a neo-bank compatible with Samsung Pay.
  • Lydia : created in 2011, this fintech specializes in mobile payment. The application offers the Lydia Basic offer and the Lydia Premium offer. Fully free, the first is accompanied by a physical CB and allows you to create 3 virtual bank cards. As for the second, you can generate up to 20 ephemeral and 5 active cb. Regarding transactions abroad, no fees is to be expected.
    This neobank compatible with Samsung Pay also authorizes Apple Pay and Google Pay payments.
  • My French Bank : Appeared in July 2019, this neo -bank compatible with Samsung Pay is accessible to the general public and without income condition. The account opening can be done online, via the Ma French Bank application or in certain post offices. The account is accompanied by a RIB in French and a visa card with systematic authorization usable internationally.
    In addition to these services, the mobile bank offers a renewable loan and a wide range of insurance (means of payment, online purchase, home, mobile).

After going around the various Samsung Pay compatible banks, let’s find out what Samsung Pay is really and what are the user reviews on this mobile payment solution.

What is Samsung Pay ?

Samsung Pay is a mobile payment service launched in France since 2018. As its name suggests, it was developed by the South Korean Smartphones leader. Like the Apple Pay, this technology allows the user to pay for his shopping in stores with the contactless function. To do this, simply add your payment card to the Samsung Pay electronic portfolio and go to a merchant who accepts this mobile payment solution.In the same way as other contactless payment applications such as Google Pay, Apple Pay, Paylib …, Samsung Pay authorizes the registration of one or more payment cards and loyalty cards in order to pay in store with its smartphone. For security reasons, each payment is limited to € 30, knowing that only merchants displaying the contact without contact accept this payment solution.

Samsung Pay Mobile Payment Service

To take advantage of this service, the customer must open an account in a bank compatible with the Samsung Pay mobile payment. He must also have a latest generation Samsung smartphone, in particular ::

  • Galaxy S: S10E/S10/S10+, S9/S9+, S8/S8+, S7/S7 Edge
  • Galaxy A: A9, A8, A7, A6/A6+, A5 (2017), A40, A50 and A70
  • Galaxy Note9 or note 8

In addition to smartphones, the application is also compatible on certain smart watch models of the same brand such as:

  • Galaxy Watch
  • Gear S3
  • Gear Sport

Concretely, a relatively recent device is needed to be able to use this application.

What are the opinions of Samsung Pay users ?

Samsung Pay user reviews are rather positive overall. On Google Play Store, the application has an average score of 4.6 out of 5. Like other mobile payment services such as Google Pay or Apple Pay, Samsung Pay is easy to handle provided you read the conditions of use.Some users say that Samsung Pay is a very well thought out application, others appreciate safety during transactions. Still others evoke the importance of the biometric authentication system. In any case, the service is very practical and secure, because it allows for example to pay its fuel or its parking law via your smartphone.

How to know if the merchant accepts Samsung Pay ?

To find out if a merchant accepts Samsung Pay or not, just check the presence of the “contactless payment” pictogram. It is easily recognized by the “wifi” signal with waves oriented towards the horizontal. This pictogram means that the seller uses an electronic payment terminal (TPE) compatible with all mobile payment solutions such as Google Pay, Apple Pay, Paylib, etc.In addition to allowing purchases in physical stores, Samsung also offers its users the possibility of making online transactions. Again, you must make sure that the online store accepts the Samsung Pay mobile payment before ordering, knowing that no commission is deducted during transactions. Indeed, the brand wishes to retain its customers by offering them free services.

Today, Samsung Pay is available in around twenty countries, which makes the service even more attractive for business travelers.

Banks compatible with Samsung Pay: In conclusion !

Finding a bank compatible with Samsung Pay is not always easy, hence the usefulness of this guide designed essentially to help you find yourself better. Thanks to this mobile application, you can shop in stores via the contactless function using your smartphone. So useless to take out your bank card to pay your bills. Unlike other digital portfolios such as Google Pay and Apple Pay, that of the South Korean is even less present in France given the many constraints that it imposes.

In practice, a certain number of conditions must be met to be able to use this Samsung mobile payment service. Above all, you must open an account in a bank compatible with the Samsung Pay mobile payment. You must then get a latest generation Samsung smartphone, knowing that this mobile solution was born in 2018. Among the latter, you must therefore favor a Samsung Series A, S, Note 9 or note 8. The application is also compatible with some smartwatch models such as Galaxy Watch, Gear S3 and Gear Sport.

Among the Samsung Pay compatible banks, you can opt for a traditional establishment such as Crédit Agricole, the Savings Fund or the North Credit. For more practicality and reduce your expenses, do not hesitate to turn to an online bank such as Boursorama or Fortuneo, or even a neobanque like Max, Lydia and my French Bank. Today, the application is present in more than 20 countries in the world. It is accepted with all traders displaying the “contactless payment” logo.

Before taking out a banking offer with a bank compatible with Samsung Pay, Take the time to compare the products and services offered by establishments that offer this mobile payment solution. If traditional banks are pointed out for their exorbitant rate, online banks are much more appreciated for their affordable price and their full offers.

For their part, neobancs compete in creativity by offering even more interesting offers and accessible to the general public thanks to a simple smartphone.

A suggestion or a remark on the choice of a bank compatible with Samsung Pay ? Put us a little comment, we will be happy to answer you or bounce back on your remarks ! ��