BNP Paribas Present: L Incredible Madame Net – BNP Paribas, Results & Publications | Shareholders & investors | BNP Paribas Bank

Results & publications

In 2006, the BNP Paribas, BNPPARIBAS remote bank portal.Net, crossed the milestone of the million monthly users, while in 2003 he counted 300,000 per month. In barely four years, this site has taken off and has become the unique entry point on the web for group customers. If access to BNP Net and Bnpparibas.net were chargeable, from 2006, the bank adapts to the market and establishes free online consultation consultation. Only transactional operations – transfers, oppositions, scholarship operations – are invoiced.

BNP Paribas presents: The incredible Madame Net in “I consult my accounts for free”

This BNP Paribas poster features Madame Net, a robot wearing a screen, which allows customers to consult their accounts for free. Also appears on this advertisement the name of the new remote bank site of the BNPPARIBAS group.Net, which has replaced the former BNP Net since 2003, launched in 1997 by the BNP.

In 2006, the BNP Paribas, BNPPARIBAS remote bank portal.Net, crossed the milestone of the million monthly users, while in 2003 he counted 300,000 per month. In barely four years, this site has taken off and has become the unique entry point on the web for group customers. If access to BNP Net and Bnpparibas.net were chargeable, from 2006, the bank adapts to the market and establishes free online consultation consultation. Only transactional operations – transfers, oppositions, scholarship operations – are invoiced.

Results & publications

Find the latest publications of the BNP Paribas group results: press releases, quarterly series, financial statements.

Document group (4 documents)

Results on June 30, 2023

Document group (3 documents)

Results on December 31, 2022

Document group (3 documents)

GTS 2025 strategic plan: components “operational efficiency and technology” and “sustainable finance and CSR”

Results on June 30, 2023

Strong organic growth

The diversified and integrated model of BNP Paribas and the ability to support customers and the economy in a global way by mobilizing its teams, resources and expertise, continued to support the growth of activity and results in the second quarter 2023.
Supported by the force of the diversified model, income is growing 3.3% and management fees of 1.0% compared to the second quarter 2022 (1). Management costs are well under control and the group thus generates a positive scissor effect (1). Benefiting from a long -term approach and prudent and proactive risk management, the cost of risk is always at a low level (31 pb) and less than 40 pb, the guidance of the GTS 2025 plan.
The group generates a growing net profit of 16.4% (2) compared to the second quarter of 2022 (1). The organic growth of the group compensates in the second quarter of 2023 the effects of the transfer of Bank of the West.
The distributable net profit (3), which serves as a basis for calculating the amount distributed to shareholders, is 3,260 million euros in the second quarter of 2023, or a net profit per share of 4.72 euros in the first half of 2023, up 16.8% compared to the first half of 2022.
These results reflect the robust intrinsic performance of the group and constitute a solid basis for achieving the objectives of the GTS 2025 plan.
The group strengthens its policy of engagement in society. It deploys a global approach and engages alongside its customers in the transition to a sustainable and low carbon economy with clear ambitions and objectives contributing to the advent of a neutral carbon economy in 2050.

BNP Paribas achieves a very good performance in the second quarter which reflects the solidity of our diversified model, the efficiency of our platforms and the group’s ability to continue its development to meet the needs of its individual, businesses and institutional customers in all phases economic cycle.
With its strategic plan “Growth, Technology and Sustainability 2025”, the group continues to develop leading platforms at the service of the European economy, continues its technological advances and supports its customers in their transition to a more sustainable model. This quarter is thus marked by a new strengthening of our commitments in terms of energy transition which allows us to contribute more actively to the transition of our economies and that of our customers.

Jean-Laurent Bonnafé, Managing Director

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(1) excluding exceptional elements (including extraordinary elements – cf. Slide 4 of the presentation of the results of the 2T23).
(2) Excluding the result of activities intended to be assigned (transfer from Bank of the West on 01.02.23) (136 M € in 2T22 in application of IFRS 5), 11.4% including this result in 2T22.
(3) Net income share of the distributable group (€ 3,260 million in 2T23), adjusted in accordance with the announcements made in February 2023, the RNPG published excluding extraordinary elements (2T23, negative impact of the adjustment of the covers linked to the changes of modalities On the TLTRO decided by the ECB at 4T22 (-430 M €)) and additional adjustments (+20 M € in RNAI)-Cf. Slide 45 of the presentation of the results of the 2T23.