How to pay with my smartphone 

How to pay with my Android smartphone with Google Pay ?

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How to pay with my smartphone ?

No need to get bored with your wallet when you leave your home ! It is possible to pay directly with your smartphone in many brands. We explain how to proceed.

A few years ago, paying with your smartphone was utopia. Today is commonplace in our society. Mobile payment is simple, fast and secure handling. It is done by putting his mobile phone on a bank card terminal. You must first install a payment application on your Android or iPhone smartphone, save the bank card to be used and identified with biometrics (facial or digital recognition system). To pay with my smartphone, it is essential to activate the Near-Field Communication function, better known under the acronym NFC. Present on most mobile phones, the NFC is a wireless communication technology to exchange data between peripherals over a maximum distance of 10 cm.

In the case of a mobile payment, the NFC allows you to pay with my contactless smartphone, just as a bank card could do so. It is not compulsory to activate mobile data or Wi-Fi to pay with my smartphone. The main difference between the NFC and a CB is the payment ceiling. Since May 10, 2020, the contactless payment amount is limited to 50 euros with a bank card, which is not the case with a smartphone. Depending on the application used and the attached bank, it is possible to pay 50, 100 or 200 euros, even much more with a smartphone. No additional costs are caused during a mobile payment with NFC.

Pay with an Android phone

To make contactless shopping, you can use Paylib on Android 4.4 or superior and Google Pay under Android 5.0 lollipop or superior. If you have a samsung of ranges S (from S7), note (from note 8), A (from A5 2017), Fold or Z Flip, you can use Samsung Pay. How to pay with my Android smartphone with Paylib ?

• Activate the Paylib service from the application of your bank;
• Activate the NFC then open Paylib;
• Approach your smartphone from a payment terminal and dial your personal code if the purchase exceeds 30 euros;
• Wait until you see a confirmation checkout.

How to pay with my Android smartphone with Google Pay ?

• Download and open the Google Pay application then configure your bank card;
• Activate the NFC;
• Unlock your smartphone and then approach a payment terminal;
• Wait until you see a checkout.

How to pay with my Samsung smartphone with Samsung Pay ?

• Open the Samsung Pay application then configure your bank card;
• Activate the NFC;
• Brow the screen from top to bottom then authenticate yourself by biometrics or with a PIN code;
• Approach your smartphone from a payment terminal;
• Pay until you receive a confirmation notification.

Iphone

Apple Pay is a mobile payment service compatible with all iPhone with Face ID (from X) or Touch ID (from 6). It can be used on contactless payment terminals, but also to make the in-app purchase or on the Safari web browser. Apple Pay is compatible with many banks including Banque Populaire, BNP Paribas, Caisse d’Epargne, Crédit Agricole, Crédit Mutuel, La Banque Postale and Société Générale. How to use Apple Pay to pay with my smartphone ?

• Configure your bank card in the Wallet application;
• If you have an iPhone X or higher, press the side button 2 times then authenticate with Face ID or your PIN code;
• If you have a 6 or higher, press the main button twice and authenticate yourself with Touch ID or your PIN code
• Present the top of your iPhone near a contactless terminal;
• Wait until the mention OK appears on the screen.

Pay with a phone via postal bank.

Mobile payment applications compatible with the postal bank:

• Paylib (since 2016);
• Apple Pay (since 2019);
• Samsung Pay (since 2022).

• Download and open the my payments application and then authenticate yourself;
• Select the Contactless Paylib button;
• Present the back of your smartphone on a payment terminal;
• Enter your code if the purchase exceeds 20 euros;
• Wait until you receive a confirmation checkout.

• Open the Wallet app on your iPhone;
• Tap the Plus button then scan your Bank Bank Bank or Enter the data manually;
• Follow your bank’s instructions to record your Banking Banking Bank in Apple Pay;
• Open Apple Pay and use the biometric authentication of your iPhone (Face ID or Touch ID) then place it on a payment terminal;
• Wait until you see an OK.

With Samsung Pay:

• Open the Samsung Pay app on your Samsung smartphone;
• Press the Plus button then select payment cards;
• scan your bank card the postal bank or enter the data and then follow your bank’s instructions;
• Activate the NFC and slide the screen from top to bottom and then use biometric authentication;
• Approach your smartphone from a payment terminal;
• Pay until you receive a confirmation notification.

Pay with a phone via Crédit Mutuel.

Mobile payment applications compatible with Crédit Mutuel:

• Paylib (since 2018);
• Apple Pay (since 2020);

• Download and open the Crédit Mutuel application then authenticate yourself;
• Click on menu then Lyf & Paylib mobile payment and follow your bank’s instructions;
• Activate the NFC then touch on Paylib without contact;
• Present the back of your smartphone on a payment terminal;
• Enter your secret code if the purchase exceeds 30 euros;
• Wait until you receive a confirmation checkout.

• Open the Wallet app on your iPhone;
• Tap the Plus button then scan your Crédit Mutuel bank card or enter the data manually;
• Follow your bank’s instructions to record your Crédit Mutuel bank card in Apple Pay;
• Open Apple Pay and use the biometric authentication of your iPhone (Face ID or Touch ID) then place it on a payment terminal;
• Wait until you receive a confirmation checkout.

Pay with a phone via ING

ING is only compatible with Apple Pay. To make a mobile payment, you must have an iPhone with Face ID (from X) or Touch ID (from 6). How to pay with my smartphone with ING ?

• Download and open the ING application to your iPhone;
• authenticate yourself and click on cards and then add to the Apple Wallet;
• Follow your bank’s instructions to record your ING bank card with Apple Pay.

• Open the Wallet app on your iPhone;
• Tap the Plus button then scan your ING bank card or enter the data manually;
• Follow your bank’s instructions to record your ING bank card in Apple Pay.

• Press the side button twice and then authenticate with Face ID;
• Hold the iPhone near the payment terminal;
• Wait until you see OK.

• Place your finger on Touch ID;
• Hold the iPhone near the payment terminal;
• Wait until you see OK.

Pay with a phone via Caisse d’Epargne.

Compatible mobile payment applications with Caisse d’Epargne:

• Apple Pay (since 2016);
• Samsung Pay (since 2018).

• Download and open the Banxo application then log in;
• Access my cards and then select your Caisse d’Epargne bank card;
• Click Add to Apple Pay then confirm with Secur’Pass;
• You can also record your Caisse d’Epargne bank card directly from the Wallet application;
• Open Apple Pay, use the biometric authentication of your iPhone (Face ID or Touch ID) then place it on a payment terminal;
• Wait until you see an OK.

With Samsung Pay:

• Open the Samsung Pay app on your Samsung smartphone;
• Press the Plus button then select payment cards;
• Scan your Caisse d’Epargne bank card or enter the data manually and then confirm with Secur’Pass;
• Activate the NFC and slide the screen from top to bottom and then use biometric authentication;
• Approach your smartphone from a payment terminal;
• Wait until you receive a confirmation notification;

Pay with a phone via BNP

Mobile payment applications compatible with BNP Paribas:

• Paylib (since 2016)
• Apple Pay (since 2019)

• Download and open the Mes Accounts BNP Paribas Applications;
• Connect and click mobile payment then activate Paylib;
• Activate the NFC in the settings of your Android smartphone;
• Present the back of your smartphone on a payment terminal;
• Enter your secret code if the purchase exceeds 30 euros;
• Wait until you see a confirmation checkout.

• Open the Wallet app on your iPhone;
• Tap the Plus button then scan your BNP Paribas bank card or enter the data manually;
• Follow your bank’s instructions to record your BNP Paribas bank card in Apple Pay;
• Open Apple Pay and use the biometric authentication of your iPhone (Face ID or Touch ID) then place it on a payment terminal;
• Wait until you see an OK.

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