Freedom Bank Boursorama

The legal representative can change upwards and downwards, instantly, the payment and withdrawal ceilings without condition since the “My bank card” section:

What are the characteristics of my child’s Freedom card ?

As part of the Freedom offer, accessible from 12 years old, your teen can benefit from a bank card for free*.

Upon receipt, your child will be able to activate their Freedom 12-17 year old card on their phone, in the Freedom Boursorama Banque Apple available on the App Store and Google Play Store. He will first have to create his password (his identifier having been sent to him by email).

The legal representative can change upwards and downwards, instantly, the payment and withdrawal ceilings without condition since the “My bank card” section:

• From 0 to 2,000 € for payments over 30 sliding days
• From 0 to 500 € for withdrawals over 7 slippery days

By default, the card is scheduled with ceilings of:

• 200 € of payments over 30 sliding days
• € 100 of withdrawals over 7 slippery days

In addition, the Freedom 12-17 year old card questions the account balance. Thus, your child cannot spend more than he has on his own account.

The Freedom card is eligible for the following wallets: Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay.

This card can be used abroad free of charge for payments (in euros or in currencies) and for withdrawals in euros. Currency withdrawals are billed in accordance with our price brochure.

*Free subject to change of pricing policy carried out in accordance with article 11 of the Boursorama Bank General Conditions. Deliverance subject to acceptance by Boursorama Banque.

Similar questions

• How to activate my Freedom card ?
• How to oppose your Freedom card if it is lost or stolen ?
• How the ceilings of my Freedom card work ?
• How to get the confidential code of my Freedom card ?
• How is the renewal of my Freedom card due ?
• How to lock or unlock my Freedom bank card ?
• Is my Freedom card usable abroad ?
• Can I change the confidential code of my Freedom card ?
• What is contactless payment/NFC and how to activate it on my Freedom card ?
• What is secure payment on the Internet “3D Secure” (Freedom) ?
• What are the costs of using my Freedom card abroad ?

Freedom Bank Boursorama

Freedom: International bank card including emergency medical insurance abroad, free payments worldwide and checks for checks. Teenage account from 12 years old linked to the parents’ stock market for parents. Almost total absence of costs.

Updated information on August 1, 2023

• Description
• Further information
• About Boursorama Banque

Freedom, equality, security

It would not come to the mind to learn to lead to your teenager in a fourlle, isn’t it ? So, do not teach him to manage his pocket money with species … to allow your teenager to be autonomous in the world around him and responsible Quickly there is Freedom of Boursorma Banque.

The Freedom card is a minor bank card from 12 years old related to parents’ stock market. The offer for children contains a account, a card and a mobile application Specially designed to learn how to manage your money in a fun way and adapted to the uses of young people.

In short

• Complete banking offer without account holding costs which includes a free payment card without conditions.
• Parents must open a bank market to be able to open a Freedom account for free to their child.
• Emergency medical insurance abroad AXA for the child.
• Alternative to Kard, Revolut Junior, Pixpay and Xaalys.

The Boursorama Banque Freedom mobile application allows the teenager to consult the balance of his account in real time, to send money to a friend and to ask his parents to pocket money.

Freemrama Bank Freedom Opinion: 4/5

This opinion on the Freedom Banqueorama Bank Product is a reflection of our experience and our tests. It is limited to the box below. The rest of the content of this page comes an informative and objective character (excluding customer reviews on the Freedom Bank Boursorama at the bottom of the page).

Freedom Bank Boursorama: Writing opinion

Boursorama Banque Freedom is a very interesting minor account for parents who also wish to use Boursorama Banque for themselves. Indeed, this account works as a Siamese twin of the parents’ account (unlike independent cards like Pixpay or Kard). It is then very easy to supply the child’s account so that he can spend his pocket money without risk. Freemrama Banque Freedom is practical, free and adapted to children of all ages.

Benefits

• Free
• Punctual or recurrent payment of pocket money
• AXA insurance

Disadvantages

• Requires a Boursorama Banque Adult account

Characteristics of the Freedom account (ex Kador)

The Freedom offer (ex Boursorama Banque Kador), contains services for both the parent who will open the account, and both for the adolescent who will be the first user of it.

For the teenager: an application, a card and an account

• 1 bank card Visa Classic Violette with pink border with the following characteristics:
  • Free card without condition
  • Systematic authorization debit card. The overdraft is therefore not possible.
  • Contactless payment up to € 50 limited to 30 successive purchases. The 31st purchase will have to be made with the 4 -digit PIN code
  • Mobile payments with Apple Pay and Google Pay.
  • Balance
  • Categorization of expenses and comments (possibility of joining a photo)
  • Sharing bank details via SMS, WhatsApp or Facebook Messenger
  • Requests for money from parents from the application (with a personal message)
  • Notifications in the event of a low balance
  • Biometric secure opening of the application (Touch ID, Face ID and equivalent)

  For parents: parental control and simplified payments

  The tutor has a parental control accessible from his Boucheorama Banque customer area. “Parents” features offer the following possibilities:

  • Punctual or regular pocket money from the parent to the child up to € 2,000 per month
  • Quick validation of children’s money requests and effective transfer immediately on the account
  • Control of the child’s balance and movements from their Boursorama Banque customer area

  Insurance and assistance

  The insured is covered by individual insurance accident AXA (subscribed by Visa Europe Limited) and offered by Boursorama Banque. The latter covers the following two accidents:

  • Accidental death (lump sum of 46.000 €)
  • Permanent accidental infirmity (lump sum of 46.000 € for total permanent infirmity and 23.000 € for a partial permanent infirmity)

  

  The Boursorama Banque Freedom application gives adolescents the opportunity aged 12 to 17 to reimburse a friend with the control of their parents.

  Freedom Bank Boursorama Prize

  1 Bank card
  1 current account
  1 teenager
  Google Pay and Apple Pay
  1 accident insurance abroad

  Freedom Bank Boursorama Carteorama Card

  Operation	Ceiling
  Payment ceiling	2.000 € /month
  Removal ceiling	€ 500 /week
  Transfer by SMS	100 € /Transaction € 500 /month
  Outgoing separate transfer	2.000 € /month

  By default, the payment and withdrawal limits are lowered, but they can be noted by the parents to the ceilings mentioned in the table above.

  

  Configuration of the Freedom bank card in the application. This function allows you to adjust the ceilings, lock the card in the event of loss and activate Apple Pay / Google Pay.

  Costs on current and exceptional operations

  Operation	Bank charges
  Card early renewal	10 €
  Withdrawals abroad outside the euro zone	1.69%
  Account holding fees	Free
  DAB and GAB withdrawal in euros	Free
  Card payment in currencies	Free

  Freedom account opening

  To open a Freedom Boursorama account, parents must follow the following steps:

  1. Click on Open an account
  2. Register for Boursorama with the offer of its choice (Welcom, Ultim or Ultim Metal)
  3. From the customer area, open a Freedom account and invite your child
  4. Pour € 10 on the account which will be immediately available for the child.

  frequently asked Questions

  What are the conditions for opening a Freedom account ?

  The opening of a Boursorama Banque Freedom account is conditioned on the following criteria:

  • The legal guardian must be BOURSORAMA BANK CUSTOMER
  • The child must be between 12 and 17 years old
  • The parent and the child must reside in France

  What becomes of the Freedom account after 18 years ?

  The Freedom account is an offer specifically designed for minors aged 12 to 17. Once the majority are reached, the account can evolve towards a Welcome or Ultim Balance Bank or Ultim intended for adults (without parental control). Boursorama Banque Welcome is a basic account designed for young people and banking prohibitions. Boursorama Banque Ultim (and Ultim Metal) is designed for travelers and executives.

  Can my child find himself uncovered ?

  No. This is a debit card with systematic balance of the balance. This means that if the account balance is insufficient to pay a purchase, payment will be refused.

  Does the teen have a special mobile application ?

  Yes. This is designed for the specific needs of the child. It takes into account parental control and aspects related to financial education. Here are some screenshots:

  

  

  

  

  

  Further information

  3D Secure, Apple Pay, Fitbit Pay, Garmin Pay, Google Home, Google Pay, Contactless Payment, Samsung Pay, Tolerance Offline

  online bank

  French resident, 12 years old and over

  Yes, outside the euro zone

  About Boursorama Banque

  Boursorama Bank: First French online bank

  Boursorama Banque is online bank launched in 1995 and today 100% owned by Société Générale. Boursorama Bank and sister activity of the Boursorama Economic and Financial Information Site.com. The French online bank has not had an agency since 2013, but offers a fairly extensive range of banking products such as life insurance, mortgage, booklet A, PEL or Codevi. Finally, Boursorama Banque has as other specialty online brokerage (purchase and sale of stocks on the financial markets) that it is almost alone in the online banks category.

  Number of clients	3.1 million (January 2022)
  Iban	French
  Assets	Solidity (creation in 1995) Elected the cheapest bank for 14 years Innovates faster than competing online banks
  Customer service	French (01 46 09 49 49)
  Address	Boursorama SA 44 Street crossing CS 80134 92772 Boulogne-Billancourt Cedex

  

  Benoit Grisoni and Aurore Gaspar are respectively Managing Director and Deputy Managing Director.

  1 review for Boursorama Banque Freedom

  Alexy.Gamain – July 24, 2023
  Note 5 out of 5

  Superb!
  The design of the application is perfect, minimalist and intuitive! Perfect for a teenager! In addition, € 80 are offered with the ALGA3742KZ code! What more ?