Species deposit

Take advantage of this offer from August 17 to October 9, 2023

Hello Bank! : how to place a check or species ?

Choosing an online bank sometimes means depriving oneself of certain services such as the deposit of checks and species. Hello Bank!, The BNP Paribas digital bank, has chosen to rely on the physical network of its parent company to allow its customers to deposit checks and species in agency. A real plus for those of you who plan to make it their main bank.

Hello Bank! offers you the king’s choice. This is not one, but three solutions that are offered to you for the deposit of checks.

How to place a check at Hello Bank! ?

The first solution is that usually offered by online banks. It consists of scanning your check from your mobile application thanks to your smartphone or tablet. Then, after taking care to note your account number on the back of the check and to have signed the latter, you just have to send it by post to the address indicated in your customer area, namely:
Hello Bank!
Free answer 89759
75,443 Paris Cedex 09

The second solution is to make the deposit in a BNP Paribas network automaton. It’s very simple, insert your bank card into this automaton and follow the instructions to deposit your check.

Finally, you can go to a BNP Paribas agency, fill in a checking slip and place it in the mailbox or at the counter. The slips are available in agency. However, if you are used to putting checks at Hello Bank!, To save time, you can make a request from the Hello Team. Your slips will be sent to your home.

The last two solutions allow you to see your account credited more quickly. They are preferred if you have a BNP Paribas agency not far from you.

How to place species on your Hello Bank account! ?

This is the great privilege of Hello Bank customers! : be able to deposit species. In some other online banks, this is not possible and then you have to find many alternatives.

Once again, Hello Bank! bet on his network. So, as soon as you have species, simply go to a BNP Paribas agency equipped with an automaton. As with the deposit of checks, insert your bank card and follow the instructions to deposit your species. A few minutes are enough to credit your account.

Note that online bank is today less flexible than before. It is enough for this to consult your price grid displayed transparently on its site. For the various costs applied, 3 categories appear. The Cat.1 corresponds to customers since 2020 while the CAT.3 concerns previous customers (CAT.2 corresponding to the attached accounts). Customers belonging to the 3rd category have the possibility of depositing species at the counter in a BNP Paribas agency. New customers no longer have this possibility.

Place checks or species at Hello Bank! : how much does it cost ?

The answer is simple, this service is free. Naturally, for the deposit of checks by mail, it will cost you the price of a stamp. Once again, Hello Bank! offers you a free service that is added to the list of services offered by this online bank.

Bank transfer: another solution to credit a Hello Bank account!

Beyond checks for checks and species, Hello Bank! obviously offers to credit an account thanks to a transfer. It is also an increasingly acclaimed solution by consumers who see a saving of time here. No need to go to an agency, everything is done automatically.

Most transfers are free, some are, however, paying under certain conditions.

If you make a standard separate transfer to another hello bank client! Or a client from another bank, it’s free.

If you make an instant separate transfer and you have not subscribed to the Prime offer, it costs you 1 €. With this transfer, the beneficiary account is credited in less than 10 seconds.

The implementation of a permanent transfer is free as soon as it is made by you on your application. If you request the help of an advisor, implementation fees are applied up to € 5. In addition, each transfer will cost you € 1.50. Autonomy allows you to save money.

For a non -separate transfer, each transfer costs you € 9.50.

If it is you who receive a transfer, you do not pay for fees.

Hello Bank! does not offer the simplified transfer between customers as is the case with some of the mobile banks like N26 with Moneybeam. This option is to send money to a customer from the same bank without having to ask him his rib. A simple phone number is enough to make a transfer. The absence of this solution is in no way crippling, but it is clear that the concept is practical and therefore, to consider.

To find out more about the online bank Hello Bank!, See also:

• What Hello Bank card! choose ?
• Hello Bank prices! : what are the bank charges ?
• Hello Bank! : what are the savings solutions ?
• How to make Hello Bank! My main bank ?
• How to open or close a Hello Bank account! ?
• How to contact Hello Bank customer service! ?

Species deposit

Species deposit consists in crediting your bank account with documents and tickets. This operation is done in a banking agency, at the counter with an employee or with an automaton. In exchange for his species, the customer who supplied his account will receive a receipt to prove the deposit.

Species deposit: the conditions to file money

The owner of a bank account can specify as many species that he wishes to supply it. However, if the amount deposited is particularly important, the banker could ask him to justify the origin of the money.

Some banks offer their customers the possibility of dropping cash in a trunk, available 24 hours a day (so even when the banking agency is closed).

The most hello bank!

0 commitment

Without a commitment to duration, without account holding, without termination fees.

Bank app

A simple and intuitive application, available on iOS, Mac and Android.

Check

Go to BNP Paribas agency to deposit your checks directly in the automatic terminals.

Want to enjoy these advantages ? Count up to 3 ..

Make your request
completing
our form
Finalize your file: Signature online and Upload of supporting documents
One word for the end: welcome !

This lexicon was written in the 1st quarter of 2015. It is based on general definitions and studies considered reliable on the date of their dissemination but of which Hello Bank! does not guarantee accuracy or sustainability.

The elements of the lexicon are likely to evolve over time. Hello Bank! does not guarantee the regular update of this lexicon.

The lexicon cannot replace the product information sheet or the DICI of OPCs which in any event must be consulted above all investment to understand all the characteristics (in particular the recommended duration of investment, the cost, its tax impacts. ) and the linked risk (especially the risk of decline).

In the event of a contradiction, the product information sheet or the OPC DICI, the applicable general conditions and pricing take precedence in all cases the elements communicated in the lexicon.

The opinions and opinions issued in the lexicon, in particular on regulatory and tax aspects cannot engage the responsibility of Hello Bank!.

This information is given for a purely indicative basis and cannot, in any case, constitute an incentive to invest or to conclude this or that type of transaction, the investor being the sole judge of the opportunity of the operations that he may be brought to conclude.

Before any investment, the investor is invited to read the product (notably the DICI for OPCs or the product information sheet).
It is recommended not to invest all of its savings in investments likely to vary downwards and to invest only on supports with recommended investment durations compatible with the investor investor horizon.
The investor must ensure that the product corresponds by its nature and its risks and at the rate of the amount it plans to invest, in its financial situation and its heritage objectives.
Investments in the financial markets are subject to strong variations, upwards, as down, on more or less long periods. Hello Bank! has no influence on these variations.
Past performance does not guarantee future performance. They are not constant in time.
You are invited to consult your advisor to benefit from advice on the planned placement and ensure that it is adequate your financial profile.

Species deposit: how to deposit money in an online bank ?

If putting your species with a traditional bank is very easy, very often in a digital bank, it is another pair of round. These often do not have a network of physical agencies to offer a liquid deposit service. Some, however, are exceptions: Overview of online banks that offer liquid deposit.

Hello Bank! : Take advantage of 180 € offered with Hello Prime and Hello One !

Here is the detail by offer:

• One: € 80 offered for any 1st account opening + € 100 in vouchers (for any bank mobility with Hello Start +)
• Premium: 80 € offered for all 1st account opening + € 100 in vouchers (for any bank mobility with Hello Start +) + € 1 per month for 6 months

Take advantage of this offer from August 17 to October 9, 2023

Welcome offer: ✔️ up to € 80
From 0 €/month

✔️120 € offered
From 3 €/month

• Pratiq: 5 €/deposit
• Pratiq+: 1 free payment per quarter then 5 €/deposit
• Uniq: 1 free payment per quarter then 5 €/deposit
• Uniq+: 3 free payments per quarter then 5 €/deposit

Welcome offer: ❌
From 20 €/year
Discover

Updated data in June 2022

Cash deposit in other online banks Boursorama Banque, Fortuneo and Bforbank do not offer the species deposit. To supply the cash account, use a check or transfer or use an external account of a traditional bank then make a transfer.

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�� Specient deposit in online banks: how to do ?

THE species deposit is not always possible in online banks. Nevertheless, some of them offer alternative solutions. 3 solutions for put your species are made available by online banks: the deposit in agencies or automatic distributors of their mother bank, sending by mail and cash mandate.

Place your money in agency

The majority of online banks are held by a traditional bank. Some have chosen rely on the network of agencies of their mother bank in order to have a Check or cash deposit service. This is in particular the solution chosen by Monabanq and Hello Bank!. Customers of these online banks can Use Mother Bank Networks to make their cash deposits.

Make a liquid deposit by mail

Another alternative tested by certain bank for the Liquid deposit: sending by mail. The shipment is completely free : for this purpose, the banks that have this service provide their customers with pre-stamped envelopes.

Take up your money by cash mandate

If your online bank does not offer liquid silver deposits, a last alternative exists: the deposit by cash mandate, also called mandate counts, is a service offered by the post office which allows to send liquid to a loved one but also Credit your online account with cash.

Unlike the two previous methods, the deposit by cash mandate is paid and capped : you have to count between 5 € and 20 € for a deposit And you cannot exceed € 1,500. The cash mandate is therefore by a lasting alternative: if you need Place cash on your account Regularly, it is preferable to move towards an online bank which has gold and already of this service.

�� Which online bank to choose to deposit liquid ?

THE Online banks Not having a network of physical agencies, the deposit of species is rarely included in their offers. Monabanq and Hello Bank! are an exception since they both allow their customers tofeed their liquid account. Special mention for Hello Bank! who offers this service free and unlimited. Discover how Place your liquid on an online account.

Good to know in France, 68 % of daily payments were made in cash in 2017, especially to settle small amounts.

✔️ Hello bank! : Free species payment

Unlike Monabanq, species deposits are Unlimited and free Hello Bank online bank!. This offers to place your cash In BNP agency. To do this, Deposit automata are at your disposal.

✔️ Monabanq: payment of paying species

At Monabanq, you can Remove your species easily. Indeed, the online bank offers the deposit in DAB CIC or Crédit Mutuel. Be careful however, prices apply according to the subscribed bank card offer:

• Practical offer at 2 €/month : € 5 per deposit
• Pratiq+ offer at 3 €/month : 1 free deposit per quarter then € 5 per deposit
• UNIQ offer at 6 €/month : 1 free deposit per quarter then € 5 per deposit
• UNIQ+ offer at € 9/month : 3 free deposits per quarter then € 5 per deposit

❌ Boursorama: no liquid deposit

If Boursorama Banque offers the deposit of money by transfer or check, liquid is however impossible. It is always possible to do the species deposit on its bank account domiciled in a traditional bank or to resort to cash mandate of the postal bank. This banking service allows, without even having an account with the postal bank, of transfer liquid to a bank account.

❌ Fortuneo: no liquid deposit

In the same way as Boursorama, Fortuneo does not allow its customers to Place their species on their account : only feeding by check or transfer is accepted. You can always use the service of cash mandate of the postal bank For punctually feed your cash account. However, since this service is paid and capped, if you want to make Regular liquid deposits, Rather orient yourself towards the online banks hello bank! or Monabanq, who both will offer you this service.

�� Néobanques: how to put cash on my mobile account ?

A few rare exceptions, neobancs favor the power account By transfer or bank card. The deposit of checks and species is rarely proposed by these new generation banks. Despite their innovative character, the mobile banks do not have the necessary network to offer this service, a significant competitive disadvantage, in particular to attract professionals.

✔️ Nickel: payment of paid species

Nickel is an exception among mobile banks since it offers a cash deposit service, based on his tobacconists networks.

For Place your liquid on your nickel account, You just need to go to one of the bebbings partner. You will be given proof of deposit by the tobacconist. The deposit is then Immediately available on your bank account.

Unusual service in a mobile bank, the species deposit at Nickel, however, remains paid and capped:

• Fresh on liquid deposits : 1st free deposit then 2% of the amount deposited
• Cash deposits ceilings : 250 € for the first deposit then up to 950 €/30 days

❌ N26: no liquid deposit

With an N26 account, it is possible to make transfers, of the card payments and of Remove money from an automatic counter. However, as for most neobancs, it is not possible to credit your account other than by bank transfer.

For feed your N26 mobile account in cash, Two alternatives are available to you:

• go through another of your bank accounts with a cash deposit service Then make a transfer to your N26 account
• Use the Postal Bank Mandate Mandate Service

❌ Revolut: no liquid deposit

On the side of the Revolut mobile bank, the species deposit is not accepted neither. To feed your Revolut account, you can use the following means: bank transfer, instantaneous revolut transfer or reload by bank card.

For power your Revolut Mobile Account in cash, It will be necessary to opt for the following two options:

• Make your first cash deposit At your main bank then make a transfer to Revolut
• Use it Postal Bank Cash Mandate Service

❌ Orange Bank: no liquid deposit

Orange Bank also does not have an Scash deposit ervice. However, one would expect it by his Orange store network. For the mobile bank Made in France, the Orange stores must exclusively be used to accompany the opening of an orange bank account and are not intended to become real counters, as is the case with the Banque

�� How to deposit liquid in a traditional bank ?

Unlike digital banks, most traditional banks Office the option free species. For Place your liquid, You can generally go at the counter of your bank or use a vending machine. Here is a summary of Modalities of species deposits practiced by traditional banks the most popular.

Welcome offer: ❌
from € 3.75/month

✔️ 80 € offered + Sobrio 1 €/month for 12 months for a Visa or Visa Premier card
from € 3.00/month (Sobrio)

✔️ 80 € offered + 1 year of free free spirit and its essentials.
from € 6.46/month

Welcome offer: ❌
Price: see conditions relating to the regional fund

Updated data in June 2022

❓ FAQ Species

�� Deposit ceilings: how much can you have liquid money in the bank ?

The species deposit, when proposed by your bank, is regularly capped. If the online banks Monabanq and Hello Bank! do not specify deposits of deposits, the Nickel Mobile Bank on the other hand prohibits species deposits greater than 950 €/30 days. Whatever the bank chosen and as a precaution, the latter may ask you for proof of the source of funds on significant deposits (from € 8,000 in cash or beyond € 10,000 deposited per month).

⌛ What is the period of collection of a deposit of species ?

THE species deposit can take a little time to be credited to your account. Traditional bank side, count Between 5 to 7 working days. On the side of digital banks, speed is in order: at Nickel, the amount deposited is immediately credited on your account while Chez Monabanq, 1 working day is enough to have the sum.

�� How to deposit money on a ticket distributor ?

In particular offered by the online bank Hello Bank!, THE Specification of cash by DAB takes place in 5 steps:

• Insert your bank card, enter your secret code then select theSpecies deposit option ;
• Indicate it amount to deposit ;
• Insert your tickets into the slit provided for this purpose;
• Receive a Proof of deposit.

In some DABs, the deposit takes place in a mailbox. In which case, after declaring your amount via the DAB, you are invited to Place your liquid in an envelope specific matching the slip to be completed by you.