Paylib: Société Générale sets out to contactless payment on Android

Contactless payment with smartphone in France is not quite new. Since July 2016, the savings bank, Banque Populaire and Carrefour Banque have been offering exactly the same feature on Apple Pay.

Bank compatible with Google Pay: Panorama in France

You want to find or change your Bank compatible with Google Pay And you are looking for information ? You are in the right place �� ! Formerly called Android Pay, then Google Wallet, Google Pay is an electronic portfolio whose origin dates back in 2011 in the United States, then introduced to France in the years 2018.

In direct competition with Apple Pay and Samsung Pay, the Google Pay mobile payment solution uses the NFC (Communication in near field communication) to allow contactless payment. Thanks to this technology, smartphone users running Android or iOS no longer need to take out their bank cards to pay for their shopping or online purchases.

What is Google Pay ? What are the different banks compatible with Google Pay ? What is the best bank compatible with Google Pay ? Which traditional establishment offers contactless payment Google Pay ? What is the online bank compatible with Google Pay the most interesting ? What users say about the performance of this Google application ? Which bank compatible with Google Pay mobile payment to choose ?

With the diversity of supply on the current market, it is not easy to find the bank compatible with Google Pay most suited to its needs without asking the right questions. To make your task easier, we will try to answer all these questions through this guide, but before that here is already a small comparison of the offers of the main establishments compatible with Google Pay:

Google Pay compatible bank comparison

online bank

Bank card and price

Balance Bank

Free utlim visa

N26

Free mastecard

✔️ until
0.1% cashback !

Orange Bank

Visa Classic
Free

What are the banks compatible with Google Pay technology ?

Banks compatible with Google Pay technology are ::

• Purse
• Fortuneo
• Orange Bank
• N26
• Revolut
• Monese
• Bunq
• AUMAX
• Lydia

Since its establishment in France in 2018, Google Pay has quickly developed partnerships with the largest online platforms. He left the field open to his Apple competitor with regard to traditional banks.

�� What are the traditional banks compatible with Google Pay ?

Traditional banks compatible with Google Pay do not yet exist in France. Indeed, these establishments favor their partnership with Apple Pay and Samsung Pay. For its part, the Mountain View firm mainly turns to online banks and neobancs to target as many users as possible.

�� What are the online banks compatible with Google Pay ?

Online banks compatible with Google Pay are ::

• Purse
• Fortuneo
• Orange Bank

Opening an account with an online bank only takes ten minutes. Once the account is opened, you can make a first transaction. In addition to the advantageous speed and prices offered, online banks also appeal to their innovative and practical services such as different contactless payment solutions made available to customers.

Here are in detail the offers of the main online banks compatible with Google Pay:

• Balance Bank : First online bank compatible with Google Pay, Boursorama is considered one of the pure players of online banks in France. This Société Générale subsidiary offers three offers adapted to all needs. The Welcome offer, accessible from € 50 in outstanding, is accompanied by a free international payment card under condition of use (otherwise € 5/month). You can also subscribe to the Ultim (Free Visa Card under Use Condition) or the Ultim Metal offer (€ 9.90/month) if you benefit from a monthly income between € 1,500 and € 2500. For a first account opened, you benefit from a welcome bonus of € 80.
• Fortuneo : second online banking compatible with Google Pay, Fortuneo is a subsidiary of the Arkéa group. It offers three types of bank cards, including the Fosfo Mastercard card (free and unconditionally), the Gold Mastercard (free and accessible from 1800 € of monthly income/10,000 € outstanding), and the Word Elite Mastercard (in from € 4,000 in net monthly income). As with Boursorama, Fortuneo offers a welcome bonus of € 80 at the opening of the account.
• Orange Bank : Third online banking compatible with Google Pay, the mobile bank of the French historic operator also offers 3 types of offers. A free standard mastercard card, a premium card at € 4.99/month and a premium pack at € 9.90/month. In addition to the current account, Orange Bank offers a professional account, an Orange savings book and a credit to finance a personal project (car purchase, work, travel, etc.). Like her competitors, she grants a welcome bonus up to € 80 at the opening of a first account. It also offers a sponsorship offer up to € 60.

The use of Google Pay facilitates transactions via your smartphone. However, you must have a bank account to be able to take advantage of this service. Online banks offer very interesting offers, but what about neobancs ?

�� What are the neobancs compatible with Google Pay ?

Neobanques compatible with Google Pay are ::

Néobanques are on the rise in recent years, especially since the planetary success of smartphones. Easy opening, attractive price, complete services, 100% mobile banks do everything to get ahead of traditional establishments and online banks.

Here is in detail everything you need to know about the offers of neobancs compatible with Google Pay:

• N26 : Launched on the market in 2013, this German neobank compatible with mobile payment Google Pay is aimed at the greatest number. It offers offers for individuals and professionals with 3 types of bank cards, including the standard N26 (free), the N26 SMART (€ 4.90/month) and the N26 METAL (€ 16.90/month).
• Revolut : British mobile bank created in 2015, Revolut is the second neobank compatible with Google Pay of our ranking. Like N26, it offers offers adapted to individuals and professionals. You have the choice among 4 types of bank cards, including a standard card (free), one card plus (£ 2.99/month) a prime card (£ 6.99/month) and a metal card (£ 12.99 /month). The account opening is done in a few clicks thanks to a valid phone number.
• Monese : you are looking for a neobank compatible with Google Pay mobile payment which allows you to open an account quickly and without too many constraints ? The British mobile bank Monese will be your best ally on a daily basis. It offers two types of bank cards, including a Mastercard Classic at € 5.95/month (free expenses abroad up to € 2,000) and a premium card at € 14.95/month (unlimited free expenses stranger).
• Bunq : Launched in 2018 in France, this Dutch mobile bank is aimed at both individuals and professionals. It offers three types of offers, including the Easy Money offer (from € 7.99/month), Easy Travel (from € 9.99/month) and Easy Green (from € 16.99/month). Bunq is the fourth neobank compatible with Google Pay of this ranking.
• AUMAX : marketed in France in 2017, this mobile bank of the Crédit Mutuel Arkéa group is only aimed at individuals. It has 3 types of suitable bank cards, including the Mastercard Classic (free and without commitment), the Aumax metal card (€ 13.99/month with one year of engagement) and the Premium card (€ 6.99/ month with 3 months of engagement). As this is a neobank compatible with Google Pay, all these CBs allow you to pay your purchases via the contactless function.
• Lydia : if there is a neobank compatible with the oldest Google Pay mobile payment, it is undoubtedly Lydia, whose creation goes back in 2011. This mobile application allows you to open a current account via your smartphone in a few minutes. It offers two types of offers, including the blue Lydia account accessible at € 4.90/month and the ultimate current account with a black visa at € 7.90/month.

All these neobancs compatible with Google Pay have their own advantages and weaknesses. Do not hesitate to consult their offers or compare them before opening a bank account.

What is Google Pay ?

Google Pay is a mobile payment solution developed by the Internet giant. The service has existed since 2011, but its launch in France was only formalized from January 2018 following the combination of the Android Pay and Google Wallet electronic portfolio system and Google Wallet. As Pay and Samsung Pay, Google Pay allows you to pay your purchases using your smartphone without having to take out your bank card with each payment.

With the Google Pay contactless payment system, the user can make shopping in stores or on the Internet safely. It can buy products in applications or Google products, knowing that it must have a smartphone with a NFC chip and a current account opened with a bank compatible with Google Pay payment to be able to use this service. As we have seen previously, traditional establishments do not offer this application.

What are the reviews of Google Pay users ?

Google Pay user reviews are rather average if we are based on the comments present on Google Play Store. The application is noted 3.9 out of 5 at a time when we write this article. Among its advantages, it allows for example to record loyalty cards, boarding cards or even tickets (cinema, concert, etc.).

Google Pay is also accompanied by a promotional offer, enough to save some savings when buying in store or online. Given the various features offered by the application, it deserves its place among the best current mobile payment solutions next to Apple Pay, Samsung Pay or Paylib.

How to know if the merchant accepts Google Pay ?

To find out if the merchant accepts Google Pay, just check the presence of the contactless logo. Like other mobile payment solutions, this Google application is accepted in all shops equipped with an electronic payment terminal (TPE) displaying the pictogram . On the internet, it can be used on sites displaying the G Pay button.

To use this service, you must open an account in a bank compatible with Google Pay mobile payment and have a high -end smartphone with NFC technology, including Android 5 models.0 lollipop and more.

Banks compatible with Google Pay: In conclusion !

Choosing a bank compatible with Google Pay is not easy unless you compare offers on the market. As this service is not yet offered by traditional establishments, you must turn either to an online bank or to a neobank. Not easy to decide as the advantages offered by these platforms are huge.

Before choosing a bank compatible with Google Pay mobile payment, you must take into account your budget and your daily needs. If you wish to open a bank account associated with a payment card, RIB and other conventional banking services, you will need to favor an online bank compatible with Google Pay like Boursorama, Fortuneo and Orange Bank. These platforms offer attractive rates and complete products such as a savings account, credit, life insurance, etc.

As for professionals or people who do not benefit from fixed income such as young students, the unemployed … The offers of neobancs are perfectly suitable. These 100% mobile banks are easily accessible and do not require any particular condition when opening. Generally, simply have a phone number and a smartphone to open an account in one of these mobile banks.

Among the neobancs compatible with current Google Pay are N26, Revolut, Bunq, Monese, Aumax and Lydia. As a reminder, the first three have both a particular account and a pro account.

A suggestion or a remark on the choice of a bank compatible with Google Pay ? Put us a little comment, we will be happy to answer you or bounce back on your remarks ! ��

Paylib: Société Générale sets out to contactless payment on Android

Société Générale offers its customers a contactless payment solution with its smartphone. The Paylib application is available on the Google Play Store.

Société Générale allows its customers to pay without contact with their Android smartphone. To do this, it is enough to download the Paylib application for free. This is the first bank in France to offer this functionality on the Google operating system.

The application principle is simple. After activating the service, you can go to the store and instead of taking out your bank card, you will only have to approach smartphone voting the payment terminal. This kind of service can be very useful if you go out without your wallet.

NFC and Android 4.At least 4

To be able to take advantage of it, your terminal must obviously be equipped with NFC technology and runs at least on Android 4.4 kitkat. All purchases above 20 euros require entering the code of your bank card on your smartphone. If you wish, you can review this downward threshold.

Apple Pay

Contactless payment with smartphone in France is not quite new. Since July 2016, the savings bank, Banque Populaire and Carrefour Banque have been offering exactly the same feature on Apple Pay.

The Paylib solution on Android, on the other hand, should soon be offered by other banks in the weeks or months to come. Note that it is possible to use the Boon application with a virtual card to pay via Android Pay in France.

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All about Google Pay